Testimonials
I had the pleasure of working with Elham to straighten up my finances. I had over 14 credit cards that had very large balances ($40,000 in total) and high interest rates, student loans and very poor credit score. I also had out of control spending habits that would leave me with virtually no money at the end of the week and I could never account to where all my money was going??? I started working with Elham and told her my goals which were to decrease my debt by at least $20K, to get rid of my high interest credit cards and balances and help increase my credit score and track my expenses in a more diligent and measurement manner. Honestly, at first I didn’t think that this would be possible to accomplish in a short period, I thought it would take me at least 5 years but with Elham’s help I was able to decrease my debt significantly (paid off almost $20k of my debt). During this time I was able to pay off in full the balance of 3 of my high interest rate credit cards. With her help, I also managed to raise my credit score over 200 points, which is very important to have when you want to rent an apartment or buy a house.
I really enjoyed working with Elham because she listened to my needs and helped me by creating targeted tailored package that addressed my goals and were specifically for me. She took the time to carefully evaluate my expenses, income and monthly bills and come up with great solutions to help me towards becoming financially free. I am very grateful to her for helping me to take control of my finances and of my life and I would recommend her to anyone who is looking to become financially free!
Leslie P., Kew Gardens, NY
I have had a great experience working with Elham Menhaji. Through her dedicated coaching, her patience and financial advice she was able to clear the debt in one of my credit cards, inspire me to keep an expense report and help me have a clear understanding of my cash flow. Not only have I developed an acute mindfulness to how I earn and spend my money, but to this day, one and a half years after having worked with her, I still make use of the tools and options she provided me with and I have dramatically reduced my debt. Greatly recommended…
Juan F., Albany, NY